These Terms and Conditions ("Terms") govern your use of the services provided by DreamPesa Limited, including the digital wallet platform, online payment gateway, and escrow service (collectively referred to as "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our Services.

1. Eligibility: You must be at least 18 years old and capable of entering into a legally binding agreement to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

2. Registration and Account Security: To access certain features of our Services, you may be required to register and create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3. Use of Services: You agree to use our Services only for lawful purposes and in accordance with these Terms and all applicable laws and regulations. You may not use our Services in any manner that could damage, disable, overburden, or impair our platform or interfere with any other party's use of our Services.

4. Fees and Payments: Certain features of our Services may require payment of fees. You agree to pay all fees and charges incurred in connection with your use of these features. All fees are non-refundable unless otherwise specified. DreamPesa reserves the right to change its fee structure at any time.

5. Intellectual Property: All content, trademarks, logos, and other intellectual property displayed or made available through our Services are the property of DreamPesa or its licensors and are protected by copyright and other intellectual property laws. You may not use, copy, reproduce, modify, distribute, or create derivative works of any content without the prior written consent of DreamPesa.

6. Limitation of Liability: To the fullest extent permitted by law, DreamPesa shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Services, including but not limited to damages for lost profits, loss of data, or interruption of business.

7. Governing Law and Jurisdiction: These Terms shall be governed by and construed in accordance with the laws of Kenya. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

8. Changes to Terms: DreamPesa reserves the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our platform. Your continued use of our Services after the posting of any changes constitutes acceptance of those changes.

9. Contact Us: If you have any questions about these Terms or our Services, please contact us at support@dreampesa.com

These Terms were last updated on 2nd April 2024.